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Financing

Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle.

If you would like to get Pre-Approved for an auto loan, go to "Get Approved" on the "Financing tab."  Fill out the credit application. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Ft. Myers Toyota will help you get the car loan that you need. We work with 25 banks which allows us to tailor fit just the right financing terms for your needs. 

Call Ft. Myers Toyota, for a hassle free experience. Let our business managers work for you to get you approved for the car loan you need.

Ft. Myers Toyota Regional Used Car Superstore specializes in getting you approved. We can get you the car loan you need.

Ft. Myers Toyota is now your Sam's Club, B J's, AAA and AARP Auto Buying Program Dealer. Call our Internet Sales and Delivery Team for details.
               

Fort Myers Car Loans

The Fort Myers Toyota finance team is here to walk you through the entire process of getting a car loan in Fort Myers. From start to finish our experts will help you choose the finance plan that works best for your lifestyle. We work with a network of lenders to get you excellent rates on a car loan in Fort Myers.

You can start the process of getting a car loan right away. Complete our online finance application form and we will review it, then contact you as soon as we have found a finance plan that suits your needs.

Choose your new Toyota, or used car, by browsing our dealership's extensive inventory. You will find details, pictures and prices for all of our new and used vehicles. If you have any additional questions please contact us at 888-802-9401.

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Financing Navigation

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.